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Sanitas, parte de BupaExclusive agentTomás Schwaighofer · Salud Balear

Exclusive insurance agent of Sanitas, S.A. de Seguros · DGSFP no. C032043207680H

Family health insurance · Mallorca

Sanitas health insurance for your family in Mallorca: your price in 20 seconds

Tell me how many of you there are and your ages. You'll see the Sanitas price before you give me any contact details.

Sanitas offer10% off for life when you insure 4 or more new people, plus Blua free

Who's in your family?

Free, no obligation. You can adjust the ages next.

Sanitas Más Salud for a family in Mallorca (total per month)
FamilyMedium co-paymentLow co-paymentNo co-payment
2 adults (40 and 38), 1 child (8)€180.69€217.07€267.46
2 adults (42 and 40), 2 children (10 and 7)€202.98€248.74€307.58

Sanitas tariff for Mallorca (premiums for new policies taken out by 31 December 2026), including the 0.15% Consorcio surcharge. The final price is confirmed when the policy is set up.

Over 2.5 million people trust Sanitas (sanitas.es)

How it works

  1. 1Enter your agesYou see the price before you give any contact details.
  2. 2Talk it throughI'll message you on WhatsApp or call in the time slot you pick, and answer your questions.
  3. 3Sign up with SanitasI'll prepare the application with you. The policy is issued by Sanitas, S.A. de Seguros.

How much does family health insurance cost in Mallorca?

With Sanitas Más Salud, two adults aged 42 and 40 with children aged 10 and 7 pay €202.98 a month in total with the medium co-payment, €248.74 with the low co-payment and €307.58 with no co-payment, using Sanitas's current rates for Mallorca.

Everyone pays by age, and the price per head drops as the family grows: a 42-year-old pays €76.02 a month alone, €70.40 with 2 or 3 people insured and €63.35 with 4 or more. For this family the low co-payment costs €45.76 a month more than the medium one; in return each person gets their first 6 services with no co-payment, and co-payments are capped at €360 a year per person. It pays off if you see doctors often; if you rarely do, the medium co-payment is the cheapest. Tell me your ages and how often you go, and I'll work it out.

What does Sanitas Más Salud cover for children?

Más Salud is full cover, with GP and paediatric care, specialists, A&E, diagnostic tests, surgery and hospital stays; with children, the 24-hour emergency video call with a GP or paediatrician gets a lot of use and has no co-payment, and the dental cover includes more than 30 services.

If you're planning another baby, note that childbirth has an 8-month waiting period, even when you switch from another insurer.

Where can your family be treated in Mallorca?

Sanitas opened its Palma medical centre in November 2025 at Avinguda del Gran i General Consell 6, with 11 consulting rooms across 1,586 m², imaging, a dental unit and rehabilitation; you also have partner clinics such as Clínica Juaneda and Policlínica Miramar, and video consultations from home.

Sanitas has also announced a hospital in Palma for 2029, together with Mapfre.

In the Balearic Islands 30.1% of people have private health insurance, above the Spanish average of 26.2% (IDIS 2026 report).

Frequently asked questions

Yes. With Más Salud each person answers a health questionnaire. If anyone has or has had an illness, an operation or symptoms, the Sanitas medical team calls them to assess it.

Not if you've had full-cover health insurance with another company in Spain for at least a year. Sanitas then removes the waiting periods on the new policy, except childbirth and bariatric surgery. You'll need your policy schedule and proof of your latest premium payment.

No. I'm an exclusive Sanitas agent: prices are Sanitas's standard rates, and the commission Sanitas pays me doesn't change what you pay.

See what your family would pay

Enter your family's ages to see the Sanitas price. If it suits you, we can talk through the options.

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Prices and terms checked on 29 September 2026 by Tomás Schwaighofer, exclusive Sanitas insurance agent.

Exclusive insurance agent («agente de seguros exclusivo») of Sanitas, S.A. de Seguros · DGSFP no. C032043207680H

More detail: Prices by age · Full cover, row by row

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